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NEWS FLASH !
WE NOW PROVIDE INSURANCE COVER FOR THE DEATH OF ANY ANIMAL OR ANIMALS IN YOUR ALPACA or LLAMA HERD CAUSED BY TB.




Lost City Insurance supports

British Camelids Association (BCA)
The British Camelids Association is a registered charity which was established in 1987 to promote the welfare of camelids and good husbandry practice in the UK amongst alpaca and llama breeders. We will make donations each year to the BCA from our profits.
 
Insured's Disclosure Requirements



  1. The duty of disclosure is an important legal requirement that applies to insurance.
    When you apply for insurance you have a legal duty of disclosure. Before we can consider providing cover, you must disclose to us everything known to you which is relevant to:
    • our decision to insure your animal/s
    • (b) the terms on which we insure you.

  2. The duty of diclosure also applies when you seek to enter into, renew, change or reinstate a policy. The information you may need to disclose includes:
    • any change in the animals use or activities.
    • any change in the animal’s health or injuries suffered.
    • any criminal offence.
    • any cancellation, refusal to renew insurance, or imposing of special terms by another insurance company.
    • any insurance claims you have made in the past.

  3. If you do not make this disclosure the Insurer may:
    • refuse or reduce a claim.
    • cancel the Cover.
    • in some cases, treat the Cover as having never operated.

IF IN DOUBT it is better to give us the information rather than take the risk of failing in your duty of disclosure.

DUE DILIGENCE is expected of you as the Insured. You must act with care.

ONUS OF PROOF
The onus of proof that the insured animal was fit and in good health at the time that the insurance cover commenced lies with you (the Insured) under the terms of this insurance.

POST MORTEM
In the event of the death of an animal, it is a Policy requirement that a Post Mortem/Autopsy be immediately carried out at your expense. To assist with identification, registration number, colour etc. should be noted.

OPERATIONS
Any surgical procedure must be carried out by a registered Veterinary Surgeon
  • Castration, Bone Chip etc.
    All operations must be notified at least 24 hours prior to the operation being performed.
  • Life Saving Operations.
    Must be performed as quickly as possible and notification given immediately. A second veterinary opinion should be obtained.